Condo Insurance

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The outside of a condominium building is normally insured under a master insurance policy purchased by the condominium association. However; each individual unit owner is responsible for insuring the inside of their own condominium. This means everything from the drywall in, your kitchen cabinets, flooring, bathrooms, personal contents are the unit owner's reasonability. As of January 2009, the State of Florida requires all condominium owners to carry liability insurance and $2,000 loss assessment coverage on their insurance policy. The liability coverage is to pay for injuries to guests that that occur inside your unit or if you cause damage to another unit.

Condominium Policy

Dwelling
This covers the interior structure of the unit, cabinets, flooring and fixtures.

Contents- Personal Property
Furniture, clothes and valuables (subject to limits).

Liability Insurance
Protects you from claims from people who may become injuried on your property.

Loss assessment Insurance
Pays assessment fees charged by the condominium association related to an insurance loss on the master policy.

We offer condominium insurance through 12 different insurance carriers. If you have questions or are in need of a condominium policy please contact us (954) 917-1707