Boat Insurance

Boat Insurance covers three main areas, physical damage to your boat, physical damage to somebody's else's property and injuries.

Physical Damage Coverage
This coverage takes care of your boat, motor, and trailer all the time— in storage, towing it, launching it, or out on the water. Coverage also covers the boat if it is stolen, vandalized, or damaged by wind, hail, lightning, fire, or explosion. It also covers emergency service, wreck removal, and other boat equipment. You simply chose your deductible and whether you want to insure your boat for a specific amount or market value.

Medical Payments Coverage
If your or someone in your boat gets injuried this coverage typically helps take care of the medical expenses. If you or your passengers should get injured by another boat while swimming near your boat, Medical Payments coverage typically kicks in then, too. The limit you choose for this coverage will decide how much that coverage could be.

Watercraft Liability Coverage
Even the most experienced boat operator can have a bad day. If your boat hits another boat, dock or other person then you need to have a liability coverage that protects you from incurring a serious financial burden. Liability coverage will pay for physical damage to other boats and for injuries suffered by claimants.

We are able to insure almost any type or size boat. Call us at (954) 917-1707 or email us for a free quote.